$10,000 for closing costs, rate buy-down or price reduction--master bedroom suite on main floor--laminate on entire main floor--quartz slab counters--42" uppers--vaulted ceiling in master bedroom--dual sinks and separate tub-shower in master bath--large walk-in closet in master bedroom--stackable washer'dryer in master closet--loft area and large laundry on 2d floor--front yard landscaping included.